Of course in this case you have to speculate to accumulate but that is what the proverb says after all.
Sutton Coldfield and Erdington Liberal Democrats have run our 50/50 Club for many years but we are always looking for new members. For just £2 a month, paid by Bankers Order, members go into a monthly draw for 50% of the total monthly subscriptions - prize money is currently at £27 a month. The other 50% of the proceeds goes to local party funds and helps towards promoting the Lib Dems in our area and to pay for resources such as this website.
If you would like to join up, you can do so by contacting website editor Graham Lippiatt by email at firstname.lastname@example.org. He will put you in touch with the promoter and get you an application.
At this price it's got to be worth a punt.